“At Home in Layton” is a first time home buyer grant money program offered by Layton City Development Block Grant Program in cooperation with U.S. Department of Housing and Urban Development (HUD). Eligible home buyer applicants will receive up to $10,000 in grant money that may be used towards 50% of the down payment closing costs or a principal reduction. The Layton City first time homebuyer grant is forgiven in full If you live in the home for at least five (5) years. If the home buyer ceases to occupy the property within the first five (5) years the grant will have to be repaid on a pro-rated basis.
Qualifications & Requirements:
- Property must be located in Layton City, Utah
- First time homebuyer must provide 50% of required down payment
- No home ownership in the last three years
- First-come first-serve basis
- Must be below 80% of HUD median income