Tag: Ogden

The Utah based Chenoa Fund home buyer program offers a Repayable Second mortgage for anyone who qualifies and is over the income limits for the area. Saving money can be hard even if you are making above the median income, however you can still get help with your down payment. The Chenoa fund program will help you with a repayable second mortgage of 3.5% of the purchase price to help with the down payment of your FHA loan. This home buyer program will require the homebuyer to make payments and payoff the amount borrowed for the down payment. Only when the assistance is paid in full will the lien be removed from title.

Utah Home Grant Qualify

  • Purchase loans only
  • Must qualify for an FHA loan
  • 3.5% of purchase price available for down payment
  • May be used anywhere in Utah
  • No maximum income limits
  • Owner occupied only
  • 1-2 Unit property (additional restrictions apply)
  • Min Fico Score 600


Chenoa Fund Programs
Forgivable Soft Second
Repayable Second

Own in Ogden First $10,000 Time Buyer Grant ProgramWeber County, first time buyers program in conjunction with the Community Development Block Grant Program, has been given government grant money for first time homebuyers looking to buy a home in Weber County. Eligible applicants are provided with Weber County Grant Money funds that can be used for closing costs and/or down payment towards a home. The offered assistance in the amount of $5,000 is secured as a lien against the property for five (5) years, after five (5) years all $5,000 will be forgiven.

Utah Home Grant Qualify

Qualifications & Requirements:

  • Buyer must provide a minimum of $2,000 of own funds
  • Property must be purchased in Weber County (excluding Ogden—see “Own in Ogden”)
  • First time homebuyers only (no home ownership in the last 3 years)
  • Housing counseling program completed
  • Must not have made an offer on a home without prior approval
  • Must qualify with an approved FHA lender